Answer: The eligibility criteria for BSCC are:

• Applicant must be a permanent resident of Bihar.
• Must have passed the 12th standard from a recognized board.
• Must be enrolled in a higher education course (Graduate, Diploma, or Professional course).
• Age should not exceed 25 years at the time of application.

Answer: Under the BSCC scheme, students can avail an education loan of up to ₹4 lakh without the need for collateral security.

Answer: The loan covers:

• Tuition fees
• Hostel and accommodation charges
• Books and study materials
• Other academic expenses

Answer: Follow these steps to apply:

• Visit the official website: 7nishchay-yuvaupmission.bihar.gov.in
• Click on "Apply Online".
• Fill in the required details and submit the application.
• Visit the nearest District Registration and Counseling Center (DRCC) for document verification.

Answer: The following documents are required:

• Aadhaar Card
• 10th & 12th mark sheets
• Admission letter from the institution
• Bank account details
• Address proof
• Income certificate

Answer: The Bihar government provides **interest-free loans** for eligible students. However, if the student does not repay the loan within the stipulated time, interest may be charged.

Answer: The repayment period starts after **one year of course completion** or **six months after securing a job**, whichever is earlier. The loan should be repaid within **5-7 years**.